Job Description
A licensed insurance representative, also known as an insurance agent, is a professional who sells insurance policies to individuals and businesses by assessing their needs, presenting various coverage options, and maintaining ongoing client relationships, all while adhering to state licensing requirements to legally sell insurance products.
Key responsibilities of a licensed insurance representative:
Client consultation:
Conduct needs analysis with potential clients to understand their insurance requirements and identify suitable coverage options like life, health, auto, or property insurance.
Policy presentation:
Explain policy features, benefits, and costs clearly to clients, addressing any questions or concerns they may have.
Sales generation:
Actively prospect for new clients through networking, cold calling, marketing campaigns, and referrals to build a customer base.
Policy servicing:
Manage existing client accounts by handling policy changes, renewals, claims assistance, and addressing customer inquiries.
Compliance adherence:
Ensure all sales practices comply with state insurance regulations and licensing requirements.
Relationship building:
Foster long-term client relationships by providing excellent customer service and proactively addressing their evolving insurance needs.
Market knowledge:
Stay updated on industry trends, product changes, and competitor offerings to provide informed advice to clients.
Required skills and qualifications:
...TimeSalary (Monthly)$4,562.00Salary (Annually)$54,744.00Job TypeFull-TimeCity, State LocationCrossville, TNDepartmentEnvironment and Conservation LOCATION OF (1) POSITION(S) TO BE FILLED: DEPARTMENT OF ENVIRONMENT & CONSERVATION, TENNESSEE STATE PARKS DIVISION,...
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